The case for hybrid microfinance: Combining AI with social accountability

Earlier this year I reviewed an AI-driven microfinance product being launched in Indonesia by a regional fintech. The model was elegant. It took transaction data from a payments app, layered in mobile usage patterns and a few social signals, and produced a credit score for each individual applicant within seconds. Approval rates were higher than […] The post The case for hybrid microfinance: Combining AI with social accountability appeared first on e27 .