AI-Enabled Ghost Student Fraud: How IT Leaders Are Fighting Back

First, there was the zombie college scam. Now it’s “ghost students,” bad actors leveraging artificial intelligence to create fake identities and enroll imaginary students to scoop up grants and loans. AI tools now allow synthetic identities to mimic genuine student behavior long enough to collect financial aid disbursements, and traditional enrollment systems are falling short. The schemes are costing the U.S. taxpayers hundreds of millions of dollars in siphoned-off federal financial aid packages. What Are Ghost Students, and How Is AI Making Fraud Worse? Ghost students are “fake or…