I asked ChatGPT: Should I build a 6-month or 1-year emergency fund? These were the options it gave me

A stable income allows flexibility in emergency fund duration. A 9-12 month runway is advisable in tech for financial security. For a ₹30 lakh earner with ₹90,000 monthly expenses, a six-month fund of ₹5.5-6 lakh is baseline, while ₹11-12 lakh is ideal for a year.